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Effective Date: May 1, 2026 · AlphaIntelli Inc.
These Terms of Service ("Terms") govern your use of the Magic Ratio mobile application (the "App") provided by AlphaIntelli Inc. ("Company," "we," "us," or "our"). By creating an account, downloading, accessing, or using the App, you agree to these Terms. If you do not agree, do not use the App.
1. Definitions
- "App": the Magic Ratio mobile application and all related services, websites, APIs, and content we provide.
- "Company": AlphaIntelli Inc., the provider of the App.
- "User," "you," "your": any individual who accesses or uses the App.
- "Content": all text, graphics, data, code, and information in or from the App.
- "User Content": any content submitted, uploaded, or shared by Users.
- "Agreement": these Terms together with our Privacy Policy.
2. Headings & Interpretation
Headings are for convenience only and do not affect meaning. "Including" means "including without limitation." References to a "day" mean a calendar day unless stated otherwise.
3. License Grant & Restrictions
We grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to use the App for your personal, non-commercial purposes, subject to these Terms. You may not copy, modify, translate, adapt, distribute, sell, rent, lease, lend, reverse engineer, decompile, or disassemble the App, or use it to develop a competing service.
4. Description of Service & Disclaimers
Informational Purpose Only: The App is a tool for personal reflection and relationship habit-tracking. It is provided for informational and educational purposes only. It does not provide medical, psychological, therapeutic, or professional advice. Use of the App does not create a therapist-patient relationship.
Independent Tool: The App and its features, including any references to the "Magic Ratio (5:1)" concept, are independent creations of AlphaIntelli Inc. We are not affiliated with, sponsored by, or endorsed by The Gottman Institute or Dr. John Gottman.
Not a Crisis Tool: The App is not for emergencies. If you are in danger or experiencing a crisis, contact local emergency services.
No Outcome Guarantee: We do not guarantee any specific emotional, social, or legal outcome from using the App. We may add, modify, suspend, or discontinue features at any time without liability.
5. Eligibility
You must be 18+ to use the App. Users 13–17 may only use the App with parental/guardian consent and supervision. The App is not for children under 13. The App utilizes age-verification signals provided by the App Stores. If we receive a signal indicating a user is under the age of majority in their jurisdiction, we may restrict access or delete the account.
6. Accounts & Security
You are responsible for your account and credentials. Do not share your login. Notify us immediately of unauthorized use at contact@alphaintelli.com. We may suspend accounts for suspicious or abusive activity. We are not liable for losses from your failure to secure your account.
7. Acceptable Use
You agree not to:
- Harass, threaten, abuse, dox, or harm others.
- Post or share unlawful, harmful, misleading, defamatory, obscene, hateful, or otherwise objectionable content.
- Scrape, harvest, or misuse others' data.
- Spam, advertise, or exploit the App commercially without our written consent.
- Hack, probe, overload, interfere with, or circumvent any security or access measures.
8. Monitoring & Enforcement
We may (but are not obligated to) monitor the App and User Content for compliance, remove or refuse content at any time, and suspend or terminate accounts that violate these Terms.
9. User Content & License to Company
You retain ownership of your User Content. By submitting it, you grant Company a worldwide, royalty-free, non-exclusive, transferable, sublicensable license to host, store, reproduce, display, perform, modify (for formatting), and use your User Content to operate, maintain, improve, and protect the App, and to comply with law. We may use aggregated or de-identified data for analytics, research, and quality improvement. We are not liable for lost, corrupted, or deleted User Content.
10. Feedback & Suggestions
You grant Company a perpetual, irrevocable, worldwide, royalty-free license to use ideas, feedback, or suggestions you provide, without compensation or obligation.
11. Artificial Intelligence (AI) Features & Transparency
11.1 AI Disclosure: Certain features of the App may utilize Artificial Intelligence to generate summaries, suggestions, or insights. These AI-generated features may be experimental or beta and are provided "AS IS." All such content is labeled as "AI-generated" or with a similar clear indicator.
11.2 Accuracy & Stability: AI-generated content is synthetic and based on patterns in data. It may be inaccurate, incomplete, or biased. Do not rely on AI outputs for significant life decisions.
11.3 Machine-Readable Labeling: We implement technical measures to ensure that AI-generated synthetic text or media is identifiable and, where required by law, contains machine-readable metadata identifying it as artificially generated.
11.4 No High-Risk Profiling: We do not use AI for "High-Risk" profiling or automated decision-making that has legal or similarly significant effects.
12. Intellectual Property
All App content, design, software, and trademarks are owned by Company or its licensors. You may not use our trademarks or branding without written permission. The App may include open-source or third-party components subject to their own licenses. Magic Ratio is an independent tool; we are not affiliated with The Gottman Institute or Dr. John Gottman.
13. Third-Party Services & Links
The App may link to or integrate third-party sites or services. We do not control or endorse third-party content and are not responsible for losses arising from their use.
14. Payments, Subscriptions & Auto-Renewals
App Store / Google Play purchases and subscriptions are processed by Apple or Google and subject to their terms and refund policies. Subscriptions auto-renew unless you cancel before the renewal date in your Apple/Google account settings. We may change prices; changes apply to the next billing cycle. You are responsible for applicable taxes and carrier/data charges.
15. Privacy & Communications
Your data is processed under our
Privacy Policy (incorporated by reference). By using the App, you consent to processing and transfer of your data (which may occur outside your country), and to receiving transactional and service communications. Marketing emails will comply with applicable law and include opt-out mechanisms.
Jurisdiction-specific: EU/UK users may have GDPR rights (access, deletion, portability, objection). California users (CCPA/CPRA) may request access/deletion and opt-out of "sale"/"sharing" of personal information. Canadian users (CASL): we obtain consent for commercial emails; you can unsubscribe at any time.
16. DMCA / Copyright Takedown
If you believe content in the App infringes your copyright, email contact@alphaintelli.com with: (a) your contact info, (b) identification of the copyrighted work, (c) identification of the allegedly infringing material, (d) a statement of good-faith belief, (e) a statement under penalty of perjury that the notice is accurate and you are authorized, and (f) your physical or electronic signature.
17. Service Changes, Availability & Support
We may modify, suspend, or discontinue any part of the App at any time. We are not obligated to provide maintenance or support except as required by law or platform rules. Apple and Google have no maintenance or support obligations for the App.
18. Term; Termination; Effect of Termination
We may suspend or terminate your access immediately for any breach, suspected fraud/abuse, unlawful activity, or to protect users or the App. You may stop using the App and request deletion at any time via the in-app "Delete Account" feature. No refunds upon termination, except as required by Apple/Google or law.
19. Data Retention & Deletion
We retain data as long as necessary to provide the App and comply with law. Account deletions are processed within 30 days, unless a longer retention is legally required. Anonymized data may be retained. Users may request account deletion through the in-app account deletion feature or by contacting contact@alphaintelli.com.
20. Export Controls & Sanctions
You represent you are not located in, under control of, or a national/resident of any embargoed or sanctioned country and are not a prohibited party under applicable export/sanctions laws.
21. Device & Network Requirements
You are responsible for a compatible device, updated OS, and reliable internet. We are not responsible for device incompatibility, data charges, connectivity failures, or third-party outages.
22. App Store Acknowledgement & Third-Party Beneficiaries
This Agreement is between you and Company, not Apple or Google. Apple and Google are third-party beneficiaries of these Terms and may enforce them against you. Apple/Google are not responsible for the App or its content and have no warranty or support obligations. In the event of any failure of the App to conform to an applicable warranty, you may notify Apple and Apple may refund the purchase price, if any.
23. No Partnership / Agency
Nothing in these Terms creates a partnership, joint venture, fiduciary, employment, or agency relationship between you and Company.
24. Warranty Disclaimer (AS-IS)
To the maximum extent permitted by law, the App and all features (including beta and AI) are provided "AS IS" and "AS AVAILABLE," without warranties of any kind (express, implied, or statutory), including merchantability, fitness for a particular purpose, accuracy, non-infringement, availability, security, or that the App will be error-free or uninterrupted.
25. Limitation of Liability
To the maximum extent permitted by law, Company and its affiliates, officers, directors, employees, and agents are not liable for any indirect, incidental, special, consequential, punitive, or exemplary damages; emotional distress; relationship outcomes; loss of profits, revenues, goodwill, data, or use; or costs of substitute services. Our aggregate liability for all claims is limited to the amount you paid to us (if any) in the 12 months preceding the event. Any claim must be filed within 1 year after it arose.
26. Indemnification
You will indemnify, defend, and hold harmless Company and its affiliates, officers, directors, employees, and agents from and against all claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use or misuse of the App; (b) your User Content; (c) your violation of these Terms or law; or (d) your infringement of any third-party right.
27. Governing Law; Dispute Resolution; Waivers
Governing law: The laws of Ontario, Canada, excluding its conflicts-of-laws rules.
Arbitration: All disputes will be resolved by binding arbitration administered by ADR Institute of Canada (ADRIC) in Toronto, Ontario, before a single arbitrator, in English. The arbitrator may award individual relief only.
Opt-Out Right: You may opt out of this arbitration agreement by sending written notice within 30 days of creating your account to contact@alphaintelli.com. The notice must include your name, email address, and a statement that you wish to opt out of arbitration.
Small Claims Exception: Either party may bring an individual claim in a small claims court of competent jurisdiction if the claim qualifies.
Class Action Waiver: Disputes must proceed on an individual basis; no class, consolidated, or representative actions.
Jury Trial Waiver (U.S. users): To the fullest extent permitted by law, both parties waive any right to a jury trial.
If arbitration is unenforceable in your jurisdiction, disputes shall be litigated exclusively in the provincial or federal courts in Toronto, Ontario.
28. Consumer Rights Carve-Out & Cooling-Off (EU/UK)
Nothing in these Terms affects rights you cannot waive under applicable law. EU/UK users purchasing digital services may have a 14-day withdrawal right unless access/consumption begins with your express consent.
29. Business Transfers
If Company is involved in a merger, acquisition, financing, reorganization, bankruptcy, or asset sale, your account and data may be transferred to the successor, subject to the then-current Privacy Policy.
30. Changes to Terms
We may update these Terms at any time. Material changes will be notified in-App or by email at least 7 days before they take effect. Continued use after the effective date constitutes acceptance.
32. Survival
Sections 2–4, 8–17, 19–27, and 29–35 survive termination.
33. Assignment
Company may assign or transfer this Agreement. You may not assign your rights or obligations without our prior written consent.
34. Force Majeure
We are not liable for failure or delay due to events beyond our reasonable control, including acts of God, disasters, wars, terrorism, labor disputes, government actions, internet or power failures, or third-party platform outages.
35. Entire Agreement; Severability; Waiver
These Terms (with the Privacy Policy) are the entire agreement between you and Company and supersede all prior agreements about the App. If any provision is invalid, the remainder remains in full force. Our failure to enforce any provision is not a waiver.